- 信用卡 xìnyòngkǎ credit cardA plastic card issued by a bank or financial institution that allows the holder to purchase goods or services on credit.
- 信用社 xìnyòngshè credit unioncredit union; credit cooperative; a financial organization formed by members to provide loans and other services at reasonable rates
- 信用证 xìnyòngzhèng letter of creditA document issued by a bank guaranteeing payment to a seller provided that specific conditions are met, commonly used in international trade
- 守信用 shǒuxìnyòng to keep one's wordto keep a promise; to honor one's word; to be trustworthy
- 信用合作社 xìnyònghézuòshè credit unionA cooperative financial organization formed by residents or workers to provide mutual credit services and low-interest loans to its members.
- 信用状 xìnyòngzhuàng letter of creditA document issued by a bank guaranteeing payment to a beneficiary on behalf of a client, typically used in international trade.
- 信用贷款 xìnyòngdàikuǎn unsecured loanA loan granted based on the borrower's creditworthiness rather than collateral; a loan on credit.
- 信用额 xìnyòng'é credit limitthe maximum amount of credit that a bank or financial institution extends to a client
- 信用额度 xìnyòng'édù credit limit, credit lineMaximum amount of money a lender allows a borrower to use, or the system of credit quota allocation
- 信用风险 xìnyòngfēngxiǎn credit riskrisk of loss due to a borrower's failure to repay a loan or meet contractual obligations
- 无信用 wúxìnyòng faithlessnessthe state of being untrustworthy or discredited; lack of credit or reliability
- 社会信用体系 shèhuìxìnyòngtǐxì social credit systema national system that rewards or penalizes individuals and businesses based on their social and economic behavior
- 统一社会信用代码 tǒngyīshèhuìxìnyòngdàimǎ unified social credit identifierunified social credit identifier; the unique registration or tax identification number issued to businesses and organizations in mainland China
- 不可撤销信用证 bùkěchèxiāoxìnyòngzhèng irrevocable letter of credita formal document from a bank guaranteeing payment that cannot be cancelled or amended without the agreement of all parties involved
- 讲信用 jiǎngxìnyòng trustworthyto keep one's word; to be reliable and faithful to one's promises
- 信用危机 xìnyòngwēijī credit crisisA situation where there is a sudden and significant reduction in the availability of loans or a loss of trust in the financial system.
- 信用等级 xìnyòngděngjí credit levelcredit rating or level used to evaluate the creditworthiness of an individual or business
- 信用观察 xìnyòngguānchá credit watchThe status of a credit rating that is being reviewed for a potential change
- 信用证券 xìnyòngzhèngquàn instrument of creditAn instrument of credit or a letter of credit; a document used to prove a credit relationship.
- 信用评等 xìnyòngpíngděng credit ratinga ranking of the creditworthiness of a person, company, or country
- 信用评级 xìnyòngpíngjí credit ratingassessment of the creditworthiness of a borrower, such as an individual, corporation, or country
