shè​huì​xìn​yòng​tǐ​xì

social credit system

  1. society; social
    a community of people living together, characterized by shared social interactions, institutions, and cultural norms; also used as an attribute referring to society or the public
  2. credit
    Financial standing or a borrower's ability to obtain goods or money based on the trust that they will pay later
  3. system
    a complex whole or organized structure consisting of interrelated parts, concepts, or ideas; setup