{"type":"word","wordData":{"simplified":"贷款","traditional":"貸款","senses":[{"id":4682,"simplified":"贷款","traditional":"貸款","pinyin":"dai4 kuan3","gloss":"to take out a loan","definition":"To borrow money from a bank or other financial institution","variantPinyin":[],"variants":[],"separableParts":["贷","款"],"occurrences":44,"sentenceCount":22,"posTags":["VERB+NOUN"],"featuredExamples":[{"id":186028,"html":"他从银行得到了贷款。","enText":"He got a loan from the bank.","sourceName":"Tatoeba","sourceUrl":"https://tatoeba.org"}]},{"id":4680,"simplified":"贷款","traditional":"貸款","pinyin":"dai4 kuan3","gloss":"loan","definition":"A loan; credit or a sum of money lent with a specified interest rate and repayment date.","variantPinyin":[],"variants":[],"separableParts":["贷","款"],"occurrences":12,"sentenceCount":8,"posTags":["NOUN+NOUN"],"featuredExamples":[{"id":135985,"html":"我们的学生贷款付清了。","enText":"Our student loans are paid off.","sourceName":"OpenSubtitles","sourceUrl":"https://opensubtitles.org/"}]},{"id":4681,"simplified":"贷款","traditional":"貸款","pinyin":"dai4 kuan3","gloss":"to provide a loan","definition":"To grant or extend credit to a borrower (usually by a financial institution)","variantPinyin":[],"variants":[],"separableParts":["贷","款"],"occurrences":0,"sentenceCount":0}],"references":[{"id":1816,"sourceSimplified":"贷款","sourceTraditional":"貸款","sourcePinyin":"dai4 kuan3","targetSimplified":"笔","targetTraditional":"筆","targetPinyin":"bi3","type":"classifier","source":"manual"},{"id":48832,"sourceSimplified":"放贷","sourceTraditional":"放貸","sourcePinyin":"fang4 dai4","targetSimplified":"贷款","targetTraditional":"貸款","targetPinyin":"dai4 kuan3","type":"see","source":"manual"}],"decomposition":{"4680":[{"orderIndex":0,"segmentText":"贷","partId":4717,"sourceId":null,"kind":"literal","partSimplified":"贷","partTraditional":"貸","partPinyin":"dai4","partGloss":"loan","partDefinition":"money borrowed or lent; credit","partPosTags":["NOUN"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null},{"orderIndex":1,"segmentText":"款","partId":13668,"sourceId":null,"kind":"literal","partSimplified":"款","partTraditional":"款","partPinyin":"kuan3","partGloss":"sum of money","partDefinition":"sum of money; fund; money; bankroll","partPosTags":["NOUN"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null}],"4681":[{"orderIndex":0,"segmentText":"贷","partId":4714,"sourceId":null,"kind":"literal","partSimplified":"贷","partTraditional":"貸","partPinyin":"dai4","partGloss":"to borrow or lend","partDefinition":"to borrow money from or lend money to someone or an institution","partPosTags":["NOUN","VERB"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null},{"orderIndex":1,"segmentText":"款","partId":13668,"sourceId":null,"kind":"literal","partSimplified":"款","partTraditional":"款","partPinyin":"kuan3","partGloss":"sum of money","partDefinition":"sum of money; fund; money; bankroll","partPosTags":["NOUN"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null}],"4682":[{"orderIndex":0,"segmentText":"贷","partId":4714,"sourceId":null,"kind":"literal","partSimplified":"贷","partTraditional":"貸","partPinyin":"dai4","partGloss":"to borrow or lend","partDefinition":"to borrow money from or lend money to someone or an institution","partPosTags":["NOUN","VERB"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null},{"orderIndex":1,"segmentText":"款","partId":13668,"sourceId":null,"kind":"literal","partSimplified":"款","partTraditional":"款","partPinyin":"kuan3","partGloss":"sum of money","partDefinition":"sum of money; fund; money; bankroll","partPosTags":["NOUN"],"sourceSimplified":null,"sourceTraditional":null,"sourcePinyin":null,"sourceGloss":null,"sourceDefinition":null,"sourcePosTags":null}]},"frequency":{"subtlexPerMillion":14.61,"subtlexContextDiversityPct":5,"bccPerMillion":119.61724738311749,"hsk2Level":5,"hsk3Level":5}},"commonWords":[{"simplified":"贷款","traditional":"貸款","pinyin":"dai4 kuan3","gloss":"to take out a loan","definition":"To borrow money from a bank or other financial institution","perMillion":119.617247383117},{"simplified":"无息贷款","traditional":"無息貸款","pinyin":"wu2 xi1 dai4 kuan3","gloss":"interest-free loan","definition":"A loan on which no interest is charged, often used for financial aid or support purposes.","perMillion":0.316388450000724},{"simplified":"贷款人","traditional":"貸款人","pinyin":"dai4 kuan3 ren2","gloss":"lender","definition":"a person or institution that lends money","perMillion":0.06},{"simplified":"贷款率","traditional":"貸款率","pinyin":"dai4 kuan3 lu:4","gloss":"lending rate","definition":"the interest rate charged on loans; lending interest rate","perMillion":0.0574672323150551},{"simplified":"信用贷款","traditional":"信用貸款","pinyin":"xin4 yong4 dai4 kuan3","gloss":"unsecured loan","definition":"A loan granted based on the borrower's creditworthiness rather than collateral; a loan on credit.","perMillion":0},{"simplified":"再贷款","traditional":"再貸款","pinyin":"zai4 dai4 kuan3","gloss":"to relend","definition":"To relend; specifically refers to credit loans provided by a central bank to commercial banks to implement monetary policy.","perMillion":0},{"simplified":"农业贷款","traditional":"農業貸款","pinyin":"nong2 ye4 dai4 kuan3","gloss":"agricultural loan","definition":"financial credit or loan provided to support agricultural activities, farming, or rural development","perMillion":0},{"simplified":"助学贷款","traditional":"助學貸款","pinyin":"zhu4 xue2 dai4 kuan3","gloss":"student loan","definition":"Financial aid provided to students to help pay for their education; also referred to as [[就学贷款|就學貸款|jiu4 xue2 dai4 kuan3]] in Taiwan or [[贷学金|貸學金|dai4 xue2 jin1]] in Mainland China","perMillion":0},{"simplified":"存贷款","traditional":"存貸款","pinyin":"cun2 dai4 kuan3","gloss":"deposits and loans","definition":"savings deposits and loans","perMillion":0},{"simplified":"就学贷款","traditional":"就學貸款","pinyin":"jiu4 xue2 dai4 kuan3","gloss":"student loan","definition":"financial aid provided to students to cover educational expenses, commonly used in Taiwan","perMillion":0},{"simplified":"房屋贷款","traditional":"房屋貸款","pinyin":"fang2 wu1 dai4 kuan3","gloss":"mortgage","definition":"a loan taken out to purchase a house or real estate, where the property serves as collateral","perMillion":0},{"simplified":"抵押贷款","traditional":"抵押貸款","pinyin":"di3 ya1 dai4 kuan3","gloss":"mortgage loan","definition":"A loan where the borrower uses assets or property as collateral to guarantee repayment; the bank has the right to sell the collateral if the borrower cannot pay.","perMillion":0},{"simplified":"抵押贷款危机","traditional":"抵押貸款危機","pinyin":"di3 ya1 dai4 kuan3 wei1 ji1","gloss":"mortgage crisis","definition":"mortgage crisis","perMillion":0},{"simplified":"次级抵押贷款","traditional":"次級抵押貸款","pinyin":"ci4 ji2 di3 ya1 dai4 kuan3","gloss":"subprime mortgage","definition":"a loan offered to borrowers with lower credit ratings who would not qualify for conventional mortgages","perMillion":0},{"simplified":"次级贷款","traditional":"次級貸款","pinyin":"ci4 ji2 dai4 kuan3","gloss":"subprime loan","definition":"subprime lending; loans made to borrowers with poor credit histories","perMillion":0},{"simplified":"汽车贷款","traditional":"汽車貸款","pinyin":"qi4 che1 dai4 kuan3","gloss":"car loan","definition":"sum of money borrowed from a financial institution specifically for the purpose of purchasing a motor vehicle","perMillion":0},{"simplified":"活期贷款","traditional":"活期貸款","pinyin":"huo2 qi1 dai4 kuan3","gloss":"demand loan","definition":"loan that can be called back or repaid at any time without a fixed term","perMillion":0},{"simplified":"联合贷款","traditional":"聯合貸款","pinyin":"lian2 he2 dai4 kuan3","gloss":"syndicated loan","definition":"loan provided by a group of lenders who work together to provide funds for a single borrower; large loan provided by a group of lenders or banks who work together to share risk, commonly used in Taiwan","perMillion":0},{"simplified":"超额贷款","traditional":"超額貸款","pinyin":"chao1 e2 dai4 kuan3","gloss":"excessive lending","definition":"the act of lending an amount of money that exceeds a specified quota or the value of the provided collateral","perMillion":0},{"simplified":"过桥贷款","traditional":"過橋貸款","pinyin":"guo4 qiao2 dai4 kuan3","gloss":"bridge loan","definition":"A short-term loan used until a person or company secures permanent financing or removes an existing obligation.","perMillion":0},{"simplified":"过渡性贷款","traditional":"過渡性貸款","pinyin":"guo4 du4 xing4 dai4 kuan3","gloss":"bridging loan","definition":"A short-term loan used until permanent financing is secured; stopgap loan","perMillion":0},{"simplified":"过渡贷款","traditional":"過渡貸款","pinyin":"guo4 du4 dai4 kuan3","gloss":"bridging loan","definition":"bridging loan; a short-term loan used until a person or company secures permanent financing","perMillion":0},{"simplified":"不良贷款","traditional":"不良貸款","pinyin":"bu4 liang2 dai4 kuan3","gloss":"non-performing loan","definition":"A bank loan where the borrower has failed to make scheduled payments of principal or interest according to the contract","perMillion":0},{"simplified":"银团贷款","traditional":"銀團貸款","pinyin":"yin2 tuan2 dai4 kuan3","gloss":"syndicated loan service","definition":"A type of credit business where a lead bank organizes multiple financial institutions to jointly provide funds and share risk for a borrower","perMillion":0},{"simplified":"临时贷款","traditional":"臨時貸款","pinyin":"lin2 shi2 dai4 kuan3","gloss":"bridging loan","definition":"short-term loan provided to cover a temporary gap in financing; bridging loan","perMillion":0},{"simplified":"优惠贷款","traditional":"優惠貸款","pinyin":"you1 hui4 dai4 kuan3","gloss":"concessional loan","definition":"a loan offered on favorable terms; soft loan","perMillion":0},{"simplified":"低利贷款","traditional":"低利貸款","pinyin":"di1 li4 dai4 kuan3","gloss":"low-interest loan","definition":"a loan offered at a low rate of interest","perMillion":0}]}