次贷 cìdài subprime lending Origin Definitions Defs Strokes Stroke Words Sentences Sents 次 cì abbreviation of 次级 次級 cìjí second class the second level or grade in a hierarchy; a lower rank贷 貸 dài noun abbreviation of 贷款 貸款 dàikuǎn loan A loan; credit or a sum of money lent with a specified interest rate and repayment date.