- 无息贷款 wúxīdàikuǎn interest-free loanA loan on which no interest is charged, often used for financial aid or support purposes.
- 贷款人 dàikuǎnrén lendera person or institution that lends money
- 贷款率 dàikuǎnlǜ lending ratethe interest rate charged on loans; lending interest rate
- 信用贷款 xìnyòngdàikuǎn unsecured loanA loan granted based on the borrower's creditworthiness rather than collateral; a loan on credit.
- 再贷款 zàidàikuǎn to relendTo relend; specifically refers to credit loans provided by a central bank to commercial banks to implement monetary policy.
- 农业贷款 nóngyèdàikuǎn agricultural loanfinancial credit or loan provided to support agricultural activities, farming, or rural development
- 助学贷款 zhùxuédàikuǎn student loanFinancial aid provided to students to help pay for their education; also referred to as [[就学贷款|就學貸款|jiu4 xue2 dai4 kuan3]] in Taiwan or [[贷学金|貸學金|dai4 xue2 jin1]] in Mainland China
- 存贷款 cúndàikuǎn deposits and loanssavings deposits and loans
- 就学贷款 jiùxuédàikuǎn student loanfinancial aid provided to students to cover educational expenses, commonly used in Taiwan
- 房屋贷款 fángwūdàikuǎn mortgagea loan taken out to purchase a house or real estate, where the property serves as collateral
- 抵押贷款 dǐyādàikuǎn mortgage loanA loan where the borrower uses assets or property as collateral to guarantee repayment; the bank has the right to sell the collateral if the borrower cannot pay.
- 抵押贷款危机 dǐyādàikuǎnwēijī mortgage crisis
- 次级抵押贷款 cìjídǐyādàikuǎn subprime mortgagea loan offered to borrowers with lower credit ratings who would not qualify for conventional mortgages
- 次级贷款 cìjídàikuǎn subprime loansubprime lending; loans made to borrowers with poor credit histories
- 汽车贷款 qìchēdàikuǎn car loansum of money borrowed from a financial institution specifically for the purpose of purchasing a motor vehicle
- 活期贷款 huóqīdàikuǎn demand loanloan that can be called back or repaid at any time without a fixed term
- 联合贷款 liánhédàikuǎn syndicated loanloan provided by a group of lenders who work together to provide funds for a single borrower; large loan provided by a group of lenders or banks who work together to share risk, commonly used in Taiwan
- 超额贷款 chāo'édàikuǎn excessive lendingthe act of lending an amount of money that exceeds a specified quota or the value of the provided collateral
- 过桥贷款 guòqiáodàikuǎn bridge loanA short-term loan used until a person or company secures permanent financing or removes an existing obligation.
- 过渡性贷款 guòdùxìngdàikuǎn bridging loanA short-term loan used until permanent financing is secured; stopgap loan
- 过渡贷款 guòdùdàikuǎn bridging loanbridging loan; a short-term loan used until a person or company secures permanent financing
- 不良贷款 bùliángdàikuǎn non-performing loanA bank loan where the borrower has failed to make scheduled payments of principal or interest according to the contract
- 银团贷款 yíntuándàikuǎn syndicated loan serviceA type of credit business where a lead bank organizes multiple financial institutions to jointly provide funds and share risk for a borrower
- 临时贷款 línshídàikuǎn bridging loanshort-term loan provided to cover a temporary gap in financing; bridging loan
- 优惠贷款 yōuhuìdàikuǎn concessional loana loan offered on favorable terms; soft loan
- 低利贷款 dīlìdàikuǎn low-interest loana loan offered at a low rate of interest